{{contact.first_name}}, two facts on a lot decide more of your total cost than the asking price: its flood zone and how far it is from water, sewer and power. Both are on the county and FEMA record, and both are easy to read once you know what to look for. Flood zone, in plain terms- Zone X is the lowest-risk FEMA category. Lenders usually do not require flood insurance in Zone X.
- Zone AE is a mapped high-risk area. If your loan is federally backed, flood insurance is required, and the builder may need to raise the pad.
- A lot can be partly in a zone. Ask for the zone on the building site itself, not just the parcel.
Parcel check for {{target_area}} FEMA flood zone on this lot: {{flood_zone}} Water: {{water_provider}} (public line, MUD, or well) Sewer: {{sewer_or_septic}} Power provider: {{electric_provider}} |
Utilities: the runs add upA lot with public water and sewer at the street is a connection fee. A lot without them is a well and a septic system, and an acreage lot far from the road may also pay for a long power run. Septic and well costs: [RANGE TO BE SET BY JACOB]. Inside a MUD (municipal utility district), water and sewer exist, but the district charges a tax rate you pay every year. Ask for the current rate before you compare two lots. Ask this before you tour- What is the flood zone on the building site?
- Where does the nearest water line end, and who serves it?
- Is the lot in a MUD, and what is its tax rate?
We pull these from the county record for every lot we send you, so you do not find out after the earnest money is down. Have a lot in mind already? Reply with the address and we will run it. |