DRAFT FOR JACOB'S APPROVALOperator note, not customer copy
Email 9 | Send: Week 18 | Subject: {{target_area}} lot, lender status {{lender_status}}: one-time close or draws?
Preheader: Your lender status is {{lender_status}}. The loan type changes when money moves and how long this takes.
Goal: Explain financing structure and move the lead toward a lender conversation. Loan type is the top qualifying signal.
Merge fields: first_name, lender_status, target_area
SAMPLE data: Operator note: tag the reply. one-time-close is the highest value tag in the pipeline (full build commission at loan close, about 45 to 60 days). cash-draws pays at end of build, 12 to 18 months. These timings are internal and are not shown as Builder Connect pay terms in the customer copy. No rates or loan terms are quoted. Lender names are to be set by Jacob.

Land plus build, Montgomery County

Hi {{first_name}},

Buying in {{target_area}} with lender status {{lender_status}}: one-time close or draws?

Your form shows lender status {{lender_status}} for a lot in {{target_area}}, so the next decision is one-time close or draws, and it depends on your lender and your build, so talk to a lender before you shop for a lot, because the answer sets your timeline.

The two structures work differently:

One-time close. One closing covers the lot and the construction loan, which converts to your permanent mortgage when the house is done. The rate is set once. Expect roughly 45 to 60 days from application to loan close.
Draws. The lender releases money in stages as the builder hits milestones. It can mean a separate loan to refinance at the end, and the process can stretch 12 to 18 months through the build.

Which one is available to you depends on your credit, your down payment, the lot and the builder. A lender gives you the real answer in one conversation.

If you have not talked to one yet, we can introduce you to lenders who write construction loans. You are under no obligation to use them.

Where you are
Lender status on your form: {{lender_status}}
Target area: {{target_area}}

Reply for a lender introduction

Jacob Dow
Builder Connect Group | CB&A, Realtors
(346) 273-1143 | jacob@builderconnect.net

Builder Connect represents you, the buyer. The builder pays Builder Connect's fee, and going direct to a builder does not lower your price.

Builder Connect Group | CB&A, Realtors | (346) 273-1143 | jacob@builderconnect.net

[MAILING ADDRESS TO BE SET BY JACOB]

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